That’s wishful thinking at best. Banks have your money invested in the AI bubble right now. If anything, they’re already working to disqualify purchases made by AI from being considered fraud.

I don't trust big businesses to act in my interest, even when it is also very much in their best interests.

Witness the insurance industry flagging the risks of climate change an a massive risk to their industry, and then not using their immense marketing and lobbying power to push for changes that would ultimately result in better future profits (and even survivability) for themselves.