The idea of psychological pricing is that the price is perceived lower. But as you imply, the price is in the image is (to me at least) perceived higher, with all the 9s. Especially the 99 cents seem counterproductive to include...

You've not met filthy rich people, I've met this entitled trust fund man child saying and i quote "I round everything to nearest 1k$, so basically anything under 500$ is practically free".

And this Motherfucker was considered joke of the family and given bare minimum from the trust.

I like to round to .2 mill for simplicity