It's good to be conscious about these things, but it's also important to have a correct analysis of the threat level.
Do you have a good reason to believe authorities might be monitoring your phone specifically out of the hundreds of millions of people the could pick from? They don't have the capacity to monitor every single phone or conversation. They will have their own threat analysis and only put you under that type of surveillance if you are or if you have the potential to become an active threat to them.
If you just go about your life minding your business then you can be certain the feds aren't reading your sms.
It's true that better safe than sorry, but at the same time you can't let safety paralyse you and stop you from acting.