No, it's just "price fixing", and thanks to decades of alternating between neoliberals and Republicans, it's essentially legal.

Like, there's no debate about if this is price fixing it's blatantly obvious.

The loophole is because it's blatantly obvious.

The real problem is this isn't the only place financial institutions want higher prices, they want everything to be as expensive as possible, be ause it adds up and pushes people into debt.

They're dreaming of a day people Klarna everything and never get out from under debt.

That's the natural conclusion of banking in a Uber capitalist society. It stops being a place to store wealth, and becomes a place to borrow wealth from. Because that's how banks make the most money, and that's all that matters in Uber capitalist societies.

Profits over all else means everything else sucks