Yeah, the VM95E should be a cheaper choice, and value for money. Audio Technica carved themselves a niche on the market by making really good cartridges and styli that are also affordable to most people.
Keep the RXT-4 around in case you feel adventurous in the future. AFAICT it's really from Shure's well received M97 series, rebranded for selling at Radio Shack. Or you can put it up for sale and fund your next cartridge 🙂
Edited to add: Shure.com link identifying the RXT-4 as a relabeled M97HE.