Shop around for a better rate? Most of the offerings from big banks are literal trash like .01% or something.

Wealthsimple is Canadian for example and has a few % on their base savings account, goes up with amount in the account. It was up around 4% before the fed bank rate got cut multiple times. Every time the BoC cut the bank rate they cut the interest on their savings acc a proportional amount but atleast you still get like 30x what big banks give.

Credit Union had a good deal last year, start moving money into savings and they'd give you bonus interest on top of regular for 6 months. Wasn't bad $125 interest a month as we build savings up

+1 for Wealthsimple but if I'm not going to get anything from my savings, I use Credit Unions. They're generally focused on local businesses