I agree. Here at my house, I have fiber, but I only pay for 100 mbps because it's the absolute cheapest plan I can possibly get. And if they offered something cheaper, and possibly even slower, I would be willing to accept that. Say 50 would be perfectly fine for me.

Now, admittedly, I wouldn't want to go much under 50, but 40 and 50 is a perfectly serviceable connection.