I think both can be true simultaneously, no? I don't think the point is that it's easy. I also doubt it's just hard work, elbow grease and a bit of luck to become so ridiculously rich. I think every single dollar billionaire has probably done, at the least, morally dubious things, and in most cases probably outright lied, stolen, and abused people in the pursuit of power. A billion dollars is just such an egregious amount of money in a world where so many have so disappearingly little in comparison.