Reread aGPLv3 and you are right.

These are non-commercial licenses: CC BY-NC, CC BY-NC-SA, and CC BY-NC-ND

`These licenses prohibit commercial use by default, and anyone wishing to use the work commercially must obtain explicit permission (a waiver or separate license) from the rights holder.

A one-time permission from the copyright holder allowing a specific user to use the work commercially. It does not change the license for others, only the recipient gains commercial rights. The original CC BY-NC terms (non-commercial for all others) remain.`