Yes, I think you explained it well. I'd not stated it very precisely, and I do feel like this is a low-risk platform at the moment.

Still, there's always the potential risk that whatever is posted & commented here can be tracked and recorded in to a permanent record of sorts. And that AI / other tools could possibly be used to collect such info and profile people. Things are changing fast, so I deem it best to be cautious, with an eye on the future.