a dream job is make lots of money but do very little

Nope. It's "make enough to survive and have a life outside of a job that isn't terrible to be at".

And it could be "make lots of indolent money" but that's either boring or impossible, and studies show the non-sucky rewarding job is better for your well-being if you do have to work.

Face it: you're gonna have to work. Find a job you don't hate, that gives you enough to goof off afterward and really enjoy something and still survive. We're edging out of boomer/x wage-slave era and one thing the millennials have is an eye for a life that isn't defined by wealth and work, and that has prepared them the most for survival on this planet at each stage of life.