It's not ad hominem, your argument is "people don't sleep outside their house, the house they own, where they can install a charger for their car."

From this we can conclude you are privileged enough to afford a new(ish, at least) car, own a house, and you're a homebody who by your own admission doesn't often sleep outside of said house at a friend's, girlfriend's, relative's, or hotel, thus privileged and a homebody.

Would it be nice if every house had at least two or three car chargers so everyone could charge their cars at the same time and we could all go electric? Sure. Can everyone I know afford to buy a car, a house, and install the chargers? No. Am I going to install one at my house, one at my mom's for when I visit, and one at my girlfriend's apartment? Also no.