I have a variety of cat chattiness.

Buttons (16 year old Tonkinese) is VERY chatty and very loud at times. The latter mostly due to being deaf or nearly so, but she's always been quite talkative.

Serenity (13 year old Calico) only makes noise when hungry or interacting with other cats. And none of those are pleasant.

Mizu (a bit over a year, hard to pin down stray) is VERY quiet unless it's food or play time. Even then, her trills are still rather subdued.