Are you American?
I'm pretty sure most developed countries have reciprocal agreements with other developed countries that cover emergencies. If an Australian breaks an arm while in Norway, I don't think they're going to get a bill.
But, of course, the US is different. Countries can't have reciprocal agreements with the US, because the US has a for-profit system. If a Swede has to go to the hospital in the US, they better hope they have travel insurance. So, if an American goes to Sweden, they're also going to get billed. And if you think $450 is an expensive medical bill for someone without insurance in the US, you're dreaming.