There’s definitely a ring of truth to this. Not for me personally - as others have commented, I know what I’m doing and tend to look after my tech well - but for plenty of friends and family who are seemingly incapable of taking care of a real computer with a desktop OS.
Happens all the time: they buy a new laptop, probably without asking for advice first, and within weeks they’re asking for help because it’s on its last legs. The fans spin up like jet engines, two dozen random apps open as soon as it boots, the desktop is a landfill of icons, normal actions cause error messages, etc.
‘Oh yeah, it just does that.’
Some people can’t be trusted with full control over their hardware.