@thenewoil Stop using AI.

@thenewoil Thanks for surfacing this, The New Oil. One step that's usually the fastest win on a household budget: tighten daily spending and transfer limits on your main checking account and turn on per-transaction push alerts, then review one statement a week for anything that doesn't look like you. Small limits mean a stray charge has less room to run, and a weekly review is the habit that catches the rest.