fair point

Though nowadays most places that accept cryptocurrency payments only do so through the most well-known stable coins. Generally, just Bitcoin, Monero, USDC (fixed to the dollar), and maybe Ether or such. Random coins like DOGE or [insert strange acronym] aren't really accepted for payments most anywhere. And this is just as a payment option, so it's not like you need to use it. Like paying on Amazon through Klarna or whatever. Anyone who prefers payment through a bank account or bank card would continue to be able to do so.