they only problem i have with uhc is that it's so easy for a government to come in and deny access to marginalised groups (look at labour and what they're doing with trans people and the nhs) so any uhc system needs to be build with safeguards in place that make it incredibly hard for future governments to come in and selectively ban services based on "moral" bullshit.

I switched jobs once because my company switched to Aetna. You think United is bad? Let me tell you, at least they covered my three $108k infusions for my new autoimmune meds. Aetna didn't cover shit. And the meds I used to take would have cost me $460 a month for what was previously $60. And, they didn't even cover the required regular bloodwork.

Sure, I hit my $5k OOP max with United last year. But they covered about half a million with no pushback. And the hospital let me split up the $2300 I owed for the infusions over 3 months. So, it wasn't even that bad. That was a one time thing, as that was just the starter dose.

Not saying insurance isn't a racket. Just that United hasn't been an adversarial boogie man in my experience. Priority Health fought me on every refill. Man, I miss HAP's 0 deductible Cadillac plan.. I once had emergency surgery and spent a week in the hospital for free. Those were the days.