Lmfao “your position is privileged” bro I grew up poorer than shit, was poor as shit my first 10 working years of my life making $12 an hour at two full time jobs, and now finally make like $52k a year, which is nowhere near enough to live 50/30/20. Both of my parents were making the inflationary equivalent of way more money than what my $52k is worth at the time I was born, and again I grew up well below average in a bad neighborhood. I make $25 an hour and the only reason that is remotely comfortable for me is because my rent is well below 1/3rd of my income, which comes with its own costs. I never truly leave work, since I live here.

Not to mention, genuinely do you not understand that I personally did not define cost of living? Or choose 50/30/20? Im working with the information I have available from an arguably reasonable source. If you take issue with their methods then fucking bother them about it. Im not the mastermind of their cost of living calculations as I told you 4 goddamn messages ago