Yeah I got the wallet set up but still haven't figured out how to actually get XMR.

I installed RetroSwap but the "no deposit" offers from what I see tend to be not such a good deal. For example Monero -> Revolut swap. I pay 65 eur but only get 53 eur worth of Monero. I have read there is a fee for a transaction but from my understanding it's like 7-20 cents depending on how many transactions / miners there are so I don't think it's that. I'm not paying 19% to go fiat -> monero. I could do my own offer or try to buy monero from a Cake's wallet provider directly (which again not sure if I want to do).