Hey Monero people, I hope it's ok if I ask a few questions (and ok that I'm gonna crosspost this to monero.town even though you're phasing it out because the subbed number is higher), I trust you more than the LLM and ad filled search results.

What's the safest way to get monero from fiat anon in Current Year?

  • Buy, say, ETH kyc, and transfer?
  • Hodl Hodl or localmonero or something? (recs welcome)
  • other? Please share preferred

I'd rather burn a few bucks to not get ripped off, if it's reasonable, but I'm open to (I've heard you can somewhere) buy a gift card and do a transfer with escrow.

With Cake Wallet, I rolled a random name for my xmr wallet, would I lose anon if I named it a pre-used screen name(+xmr, btc, etc) and used subkeys? Who all can see the wallet name?

If I do end up with some kyc monero, what exactly does that mean to me? I still use it anon but have to pay taxes or something, or is it like, "now we know who is associated with this acct and you paid your weedman in XMR so now we send you to prison?" Should I have one wallet, kyc that one, and then send it to a second I keep clean, is that reasonable? Can I only accept non-kyc monero to my acct if I intend to stay anon? I'm so very new to this.

I'm really not planning on dodging taxes or buying/selling weed, actually mostly planning on using it as an inconvenient but private cashapp-type replacement (prob have like, btc, xmr, and eth wallets for variety just in case and store the funds as btc and xmr), but I'm privacy minded which is what attracts me to XMR to begin with, I'd like to plan for buying a gun that shoots fentanyl bullets on the darkweb and then in reality I'm paying my friend for watching my cat, or being paid for watching their dogs.

Lastly, is there anything else you think I'm too inexperienced to know to ask, but should be told? I mean consider me dumb, I don't know shit, I'm new to crypto entirely not just xmr or cake.

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[–] 1 point 1 month ago

On the fiat-to-XMR question: the safest no-KYC route for a beginner is usually a non-custodial swap service — you send fiat (or BTC/ETH bought elsewhere) and it sends XMR straight to your wallet address, with no account needed. Fees are typically a few percent, and it's wise to do a small test swap first before moving larger amounts. For wallets, Cake Wallet on mobile and the official Monero GUI on desktop are the standard safe picks — just write the 25-word seed down on paper and never share it with anyone. And on KYC'd XMR: there's no 'taint' flag on the coins themselves, but the exchange knows the address it sent to, so use a fresh subaddress per purpose and keep KYC-sourced funds in a separate wallet if you want clean separation. A step-by-step walkthrough of the no-KYC swap options is here: xmrswapguide.pages.dev

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