I know your hearts in the right place but this thread is worthless.
What will be useful or necessary to one person will be a waste to another. Without understanding what each persons needs are nothing even approaching good advice can come out of the question.
The availability of stuff and the regulatory frameworks that stuff and its users exist under are super variable. The thread staying up for longer than a week means it’s gonna be outdated advice that amounts to consumption churn.
Plus it’s a really bad format to be asking in because the upvote/downvote system means that old outdated input will have the most votes and therefore rise to the top and be what people see and act on.
Even if all that weren’t true, the general quality of the responses on lemmy as judged by a combination of replies and downvotes is dogshit. There’s a front page thread where someone says we should just get rid of blackrock and the reply explaining that their etfs are widely held by retirement funds and getting rid of that company would have serious knock on effects for the average person has a 1:30 ratio and someone directly replying saying “you have lots of downvotes so you’re wrong”.
You would be literally better off making purchasing decisions by flipping a coin.