And OP I'm responding too isn't making a sweeping generalization? It's not a false equivalency to compare an actual experience without an HOA to someone's made-up generalization about HOAs. The fact that people so blindly repeat this broken line of thinking proves that most people have never actually dealt with an HOA. Sure, there are bad ones, but not every single one.

It's a circlejerk of uninformed people who just want to hate on something they really know nothing about.