because that's how they are sold.

its one step below betterhelp.

About the coding thing...

It can sometimes write boilerplate fairly well. The issue with using it to solve problems is it doesn't know what it's doing. Then you have to read and parse what it outputs and fix it. It's usually faster to just write it yourself.

I agree. I'm generally pretty indifferent to this new generation of consumer models--the worst thing about it is the incredible amount of idiots flooding social media witch hunting it or evangelizing it without any understanding of either the tech or the law they're talking about--but the people who use it so frequently for so many fundamental things that it's observably diminishing their basic competencies and health is really unsettling.