I was stoked when they introduced fare cards in my area because:

• discount on fare
• easier than cash
• they supported credit card tap at the same time
• easy to reload and freeze online

I bought three, one for me, my SO, and my oldest kid (wasn't free anymore), and if I misplaced one, I'd just freeze it and move the balance to a different one until it turned up. I'd lend one to family so they could take transit to the airport after visiting us and then return it when they came back (I'd be fine if they lost it).

Fare cards rock, I honestly don't understand why they weren't very popular.

They since removed the discount, so the value of the pass is a bit less, but we still use it occasionally since it's less bad to lose the card than a credit card.