this post was submitted on 25 Jul 2026

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Credit score is a poorly implemented modern invention. (discuss.online)

submitted 3 months ago by VetOfTheSeas@discuss.online to c/whitepeopletwitter@sh.itjust.works

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[–] Thebeardedsinglemalt@lemmy.world 5 points 3 months ago (1 child)

Yup

Goes up if you make minimum payments on credit cards

Goes down if you pay off a credit card

Goes down if you miss credit card payments.

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[–] Zannsolo@lemmy.world 2 points 3 months ago

Mine goes up when I have a zero balance. My score always drops if they do the check while I have a balance on the card.

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