+++ Climate change is going to lead to more healthcare challenges and will lead to increased cost of living (insurance, foodstuffs , energy). Switch to solar energy, lead a more modest life with local products (support local producers) become a vegetarian, lead by example. +++ More international conflict: Russia/Nato states, USA/China, China/APJ, Africa. Make sure passport is up to date, look at options to quickly leave. Buy local produce, stock up water and food. +++ AI may lead to a stock market crash. Diversify your savings (you should do that anyway). It will lead to shifts in the job market (like the steam engine, the internet). Adapt or become irrelevant. +++ States are becoming more rightwing / fascist. Be politically active, vote for the right party, change the party and system from within, donate to the right projects, speak out, use the skills you are good at to make a change. +++ Enjoy life, it could well be the best is already behind us. Be kind, be friendly, help people. Have a plan.