It's OK, Gramps, let's get you back to bed.

Strangely enough thats exactly why I dont carry a wallet. I carry all the things you'd expect in your wallet, but spread out over all my pockets.

I learned my lesson when my banking app had an error with location detection and wouldn't let me pay. Luckily I was with someone I could borrow the money from. I now always carry a backup, lol.

Get a card binder. Can even put in a note or two with rarely used cards.

Eh, my wallet is a single point of failure. My phone is/can be backed up and recovered if lost, stolen, or broken.

Not to mention, if you lose your phone, you can remotely deactivate it, and it (can) take a pin or biometric to unlock the phone and access the data. Your lost/stolen wallet means anyone who has it has access to all the info in it, and you have to go through the hassle of deactivating cards and getting new cards.

In a better world, phone-based payment and IDs would be far superior. The problem is that the current companies and governments involved in setting that up are a bunch of invasive money-grubbing fuckwads.