A comfortable retirement now requires access to an annual balance of $55,932 for a single person or $78,566 for a couple.

At 67 years old, the current Age Pension qualification age, Australians should aim to have a super balance of $630,000 for an individual, or $730,000 for a couple, assuming they own their own home and have a "comfortable" expenditure rate.

That is an increase of $3,530 for a single person and $4,691 for a couple compared to figures from 12 months ago.