I've had a few candidates openly say that they took some time off and now their savings for that time period were used up and they needed to find a job to begin paying bills from income again. I enjoy such comments because it leads to me asking how they've spent their time away, what brought them to the realization that they wanted a dedicated time for themselves and how the last job before this time off went for them. Lots of opportunity to learn about the human in front of me.