Not exactly. They can always take this one step further and make it more difficult to use anything but closed OSs for fundamental applications, like banking. It could come via an ID requirement where authentication goes through some complicated process with proprietary hardware and drivers. That could also come in phases, such as mandating all desktop/laptop distributors require it prior to distribution. Then the tech giants can market it like, “never require a password again, if you have…” effectively marketing back the convenience they helped take. Sooner or later, it’s a piece of shit system that banks and jobs rely on, everybody ends up accepting it while complaining that it makes a terrible password for obvious reasons (ref: your Social Security card).