Scooters are absurdly easy to crash as is.

Agreed with all of your comment but wanted to discuss this. A vehicle you are unfamiliar with is easy to crash and a rented scooter can have weird weight distribution. Still, like with a rented car it comes down to how reckless you are being as a driver. We (and I include myself in this group) tend to generally be a lot more comfortable being reckless on bikes and scooters than in cars in part because the potential damage from a bike crash is trivial compared to the potential damage from a car crash. So like, it's likely not a simple, black and white single variable issue like "how bad a driver are they" in their database