My friend is a full stack programmer with over 15 years experience with one of the largest financial institutions. So he can handle what you're talking about no problem. But what IS a huge problem is that the reason he has the requisite knowledge now is because he spent years learning best practices by doing the grunt work that's going to disappear. So in a few years they might no longer have people with the skills to do things right and then what you're describing will absolutely happen and build quality will go to hell. The assumption from big tech is by then the models will have improved enough it won't matter by then.
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