I have to admit I was really thinking of houses - it seems to me a small expense for such a potentially substantial improvement, especially if done at construction time.
(None of this is to disagree with the idea of using lighter/more reflective roofing materials, FWIW.)
Edit - and I don't mean a giant umbrella or similar, I feel like a typical home could easily just have a structure the size of the roof and spaced a few inches out from it.