No cloth can protect you from strong wind.

lots of layers and the outermost as leather, is my go-to. But yeah, wind is a bitch. I live in SW Finland, on the coast of the Baltic Sea, at the sort of "outernmost" part of continental Finland in the part where the Baltic Sea makes that sort of Y-shape.

If you just go 50-100 km inland, the weather is way different. You get nice calm winters. Here? It's wet and freezing all the time in the winter, with winds raping your face. It's like tiny ice crystals sand blowing your face. I won't have a single bit of skin exposed when I bike to the store in the winter. Sometimes maybe a part of my face depending on how bad the goggles fog up depeding on the scarf(ves) I'm wearing.

But if I had like 5000e to spend on outdoors gear, none of that would remotely be an issue.

The saying is basically from my army days. As a Finn, we have conscription, so pretty much all males go (and quite a decent part of females as well) [and I'm using "male" and "female" and not "man" and "woman" because that's how the goverment would look at it despite your personal gender identity]. And learning the proper way to gear up is a large part of the military service in Finland.

One night I spent in -40 outside (no need for F or C they converge at that temp). One night I spent sleeping in a tent that I wouldve drowned in had I slept face down. Shit like that. Although you can't really do anything when there's just too much water. Multiple layers and keeping dry is key.

But yeah tldr I prefer a leather outerlayer. Proper leather jacket will keep the wind out. Although usually they're not designed to cover all of you, so you'll need good gloves, scarf, and something to counter the wind through the zipper.

I mean our wind speeds are not like in America I don't think The record gust recorded in my local area is 41.6 m/s (approximately 93 mph) I think. But dammit my windows used to bang like crazy when I lived some 100m above sea level in a place from which I could literally see the harbor in Turku. And the people who owned it were cheap cunts who didn't remodel it after I moved out. (I had a thermometer in my kitchen which topped out at 50C and it hit the top. I had candles in my kitchen melt. and they weren't in direct sunlight.)