Same, I even use dev mode to knock down enemies if I can't be bothered with a raid at that time. I don't want them turned off or anything, I just want to deal with them when it's convenient for me. I do turn off things like solar flares though, that's no fun.

I like to hoard stuff and build extravagant buildings out of money. The usual place it ends up is with half of the colony operating a giant silver hotel, restaurant (/drug den) & casino with the Hospitality mods, and all of that bankrolls a facility that turns my colonists into superhumans one by one with bionics & implants from various mods, which usually snowballs as they start researching and crafting more parts faster and faster for the next set of colonists. At that point I generally get bored and drop the game for a few months before doing it all again.