Our current system works fine for most Americans.
That statement alone discredits everything you say. "A record 23 % of Americans believe the United States healthcare system is “in a state of crisis” and 47% think it has “major problems,” according to a recent poll from the West Health-Gallup Center on Healthcare in America."
https://www.theguardian.com/us-news/2025/dec/31/healthcare-americans-poll-data-insurance