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International investing as an American (sh.itjust.works)
submitted 9 months ago by to c/investing@lemmy.world
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Generally, do the general-purpose mutual funds from the big brokers like Fidelity, Vanguard, Schwab include international companies, or is it mostly US companies?

I'm interested in investing in other countries, but I don't know if it's strictly necessary to choose a fund that says "European" or "International" on the tin as I'd like a mix. Is there an advantage or tax issue with investing in a European broker? Any recommendations there?

Thanks, folks.

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[–] 2 points 8 months ago* (last edited 8 months ago)

Cant you just buy VT?

0.05% expense ratio and it gives you international and US exposure, it easily beats any mutual fund after fees. Buying and remaining 100% invested in VT is the optimal solution for your entire lifetime according to modern research, its cheap and easily beats having bond exposure. Bonds are for chicken littles who hurt themselves in their confusion, they never out-compete stocks when you have a multi-decade retirement.

If you're interested in the research, all the papers are cited in the description:

https://www.youtube.com/watch?v=1FXuMs6YRCY

https://www.youtube.com/watch?v=Nv5CiRSCVxA

https://www.youtube.com/watch?v=JlgMSDYnT2o

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