Yeah but you forgot that we live in a world of very short term thinking. The must noticable expressions i are how politicians plan election-to-election and business think quarter-to-quarter and year-over-year. We all do it though. It feeds into credit nightmares for everyone. If people are asked "do you want to/ can you pay $1,000 right now or $120 monthly for 10 months" most will (usually by necessity) take the second option. Now blow that up into the millions for infrastructure. Thus a road that'll last 500 years become a replac- it-every-50-years problem.
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