Before I address the substance: that's not what an ad hominem is in the context of an argument. I'd already 100% finished attacking the substance of their argument. An ad hominem would be if I fallaciously appealed to a personal characteristic (real or otherwise) to attack an argument of theirs. "You're wrong because you're a dipshit".
Anyway: man, I dunno. It's 2026, and I've gotten really fucking sick of being unilaterally bound by etiquette when the bullshit asymmetry principle and the Dunning–Kruger effect are being stretched to their limits by insufferable, insolent shitheads who've unburdened themselves of critical thinking and assume having a platform to the entire world makes them qualified to say anything about everything (I can fall into this trap too, but holy shit sometimes).
I was still more polite than they were, still exercised more critical thought than they did, and still addressed the substance, and that's fine enough by me not to tone police myself.