ID verification for phone numbers.

ALMOST every bank now forces you to have a phone application to authorize payments and each banks implements it in their own way, no standardized way like TOTP (RFC 6238) or Passkeys (WebAuthn), and sometimes those apps force you to use a verified phone (no custom ROM basically) because of security. So if you have no battery (or phone number, because some banks still send you codes trough SMS), you can't authorize transactions.

Most banks use 3rd party, non local AI companies to verify your identify with your face.

Chile :3c