Counterpoint - here's what power (human or motor, doesn't matter) is required at a few speeds starting from 25 to 45 (28mph) with anecdotal hurt from personal and family experience. The power level is important because it shows you the relative energy you carry as you're moving with that speed, energy your body would have to absorb during an impact as it comes to a stop when you crash. The power grows exponentially with speed thanks to air drag. And so does the hurt.
| Speed | Power | Hurt |
|---|---|---|
| 25kph | 150W | Not too bad, maybe no road rash |
| 30kph | 230W | Road rash likely, torn clothes, some impact bruising |
| 35kph | 350W | Bad road rash, torn clothes, deep impact bruising |
| 40kph | 500W | All of the above but worse, impact bruising so deep it takes weeks to months to heal, soft tissue damage likely |
| 45kph | 700W | All of the above but worse, soft tissue damage likely, fractures possible |
After crashing a few times at 35 or over, the last of which had my palm hurt for months, I no longer cross the 30kph threshold for any extended period of time.
Source: been riding in Toronto, Canada for a couple of decades, electric for a decade, used to have a 1500W (limited from 3kW) Tangent Ascent.
E: Clarified what I mean by power. Thx @litchralee@sh.itjust.works