I'm on Win11 and see almost none of the issues people like you are talking about. No doubt they exist! Maybe it's because I'm on a plain vanilla ISO and I stripped the crap out early on? Same SSD I had 4 computers ago on Win10, just get moving it over. Talk like yours makes me afraid of a fresh install!
If it's as bad as people say, I'll give up and go Debian. I was largely staying Windows so I could be familiar and support my coworkers. Unemployed now. Who cares?