https://www.legalshield.com/

They're above board, no bullshit. I'm not aware of any other such firm in the US. I mainly know because my dad was an insurance salesman in the 90s. Worked for 20 firms, only sold you what fit your needs, not locked to a single outfit's offerings. He was a fan, and given his morals, I had a look. Plus they're originally from Oklahoma, like me!

Company before last offered us the benefit, and since I already knew about them, I signed up. Funny thing, I'm not sure I'm paying a dime extra for the "benefit" since I quit that place.

People have commented online, "I'm not in legal trouble and I don't plan on suing anyone, don't need it." But legal issues are like violence, they're up in your grill, instantly. In any case, it's damn nice to literally have a phone number in your pocket for legal aid. I've mostly used it to ask, "Can they do this to me?", "What recourse do I have?", "What if I do this thing?"

LOL, the law ain't what most think. Yes, they can do that. No, you don't have recourse. Don't do that thing. But still, having a real lawyer to talk to is damned instructive. It's the difference between the rich and poor.