Thanks for clarifying. I guess I'll look more into /e/OS to see what it's really like.
My parents are going to France in October so if I decide on the Fairphone I may just ask them to pick it up for me. Not sure how that'd work though so I'll look more into it.
As for the banking, I use it about once a week or every other week to deposit checks. I will definitely still need that though since it's hard for me to physically go to the bank due to my limited mobility. Might be best to keep my old phone just for that purpose