You do not know the lengths they will go to

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[–] 9 points 6 months ago* (1 child)

Steve has already sold it to collections.

I'm almost 50 and I've gotten "your elder care bill is due, it is urgent or else grandma won't..." or similar messages.

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  • [–] 14 points 6 months ago

    Nobody's selling debt to collectors after a couple months, especially not large debts like to a contractor. They want the thousands owed, not pennies on the dollar from a collection agency.

    Your phone company will send your debt to collections almost immediately because it's not worth the hassle of fighting to collect $200 from you when they can get $50 from a collection agency instead.

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