I've banked in South Africa, the Netherlands, Germany, Australia, New Zealand, Poland, Ireland, and the UK. More if you include using British or Polish bank accounts in other countries. The banking sector in the UK is by far and away the most competitive of all those places. Fees are basically non-existent.

You think it's nationalist to say the UK has a competitive banking sector? Lmao you are crazy. I think you're projecting there.

I caught you blatantly lying. £30 fee for being overdrawn? That's way above the legal limit. It literally couldn't have happened. The most you will have been charged for being £5 overdrawn is the amount overdrawn with a 40% APR, for the amount of days overdrawn.

I.e. if you were overdrawn by £5, then didn't move £5 back into your account by the end of the day, you would've been charged (5*1.4)/365=£0.02

I tell you that in fact, just like the EU, a new payment processing system is being created, and you go straight into denialism and pretend it's not happening.

Take your weirdly-placed xenophobia out of here. I don't know why you're lying over something so inconsequential.