I don't believe in AI so we're not in Terminator (although it deserves a remake where the SkyNet just keeps making bad versions that do the most obvious mistakes)... And we're only in the matrix as a metaphor for Capitalism... Only everyone knows they're being made to choose pod life... And the VR simulations suck.
But Idiocracy feels the most true, only Comacho is a better person than the current leadership.