still find it hard to sympathize with the med school debt. Like many homeowners were paying off their debt for quite a while and came out way ahead.

It's yet to play out really. The drastic change in rate of reward vs debt is relatively new, and the debt to pay ratio is getting worse and worse, at least outside of specialties. There are older physicians who are still practicing that are making bank, but that doesn't really guarantee the younger physicians are going to be in the same place when they get that age.

The management and finance sectors of healthcare are now taking the lion's share of profit, and less and less physicians are owning their own practices.

I'm not saying they aren't going to be financially comfortable, but it wouldn't surprise me if most newer physicians end up just being upper middle class instead of "rich or wealthy".