▲ 997 ▼ I'm speechless (discuss.online) submitted 5 months ago by VetOfTheSeas@discuss.online to c/whitepeopletwitter@sh.itjust.works 57 comments fedilink hide all child comments
[–] Akasazh@lemmy.world 10 points 5 months ago (2 children) The American credit system is so bonkers permalink fedilink source parent hideshow 2 child comments replies: [–] AeonFelis@lemmy.world 3 points 5 months ago Can you name one thing in the US that isn't? permalink fedilink source parent [–] ryathal@sh.itjust.works 2 points 5 months ago The bonkers part is the power people put in the score. The system largely takes care of itself, pay on time and score goes to good. Don't pay on time, score goes down. Have bankruptcies or foreclosures recently, score goes way down. If you have a reasonable income the score can go to great, if you have a mortgage or massive income you can get excellent. permalink fedilink source parent
[–] AeonFelis@lemmy.world 3 points 5 months ago Can you name one thing in the US that isn't? permalink fedilink source parent
[–] ryathal@sh.itjust.works 2 points 5 months ago The bonkers part is the power people put in the score. The system largely takes care of itself, pay on time and score goes to good. Don't pay on time, score goes down. Have bankruptcies or foreclosures recently, score goes way down. If you have a reasonable income the score can go to great, if you have a mortgage or massive income you can get excellent. permalink fedilink source parent